Fintech & Payment Technology

Fintech Solutions That Move Money & Grow Brands.

Financial technology development for D2C brands and fintech companies. From custom payment gateway integration and BNPL solutions to financial analytics dashboards and embedded banking — we engineer fintech products that are secure, compliant, and built for scale.

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Fintech for D2C Commerce

Payment Innovation That Converts

Payment friction kills D2C conversion. Every additional payment step, every missing payment method, and every failed transaction is lost revenue. Modern fintech solutions — BNPL, one-click checkout, digital wallets, and instant bank transfers — remove friction at the exact moment customers are ready to buy.

Scale D2C engineers integrate and build fintech solutions that are purpose-designed for D2C commerce: BNPL integrations that increase AOV by 20–40%, payment gateway optimization that improves checkout conversion, financial analytics dashboards that give CFOs real-time cash flow visibility, and crypto payment solutions for Web3-native brands.

Fintech & Payment Technology Development

Fintech Services

Every Financial Layer of Your Commerce Stack

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Payment Gateway Integration

Full payment gateway integration for Stripe, Adyen, Braintree, PayPal, Klarna, and 30+ regional payment providers — with failover routing, retry logic, and currency conversion.

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BNPL Integration

Buy-Now-Pay-Later integrations with Klarna, Afterpay, Affirm, Sezzle, and regional BNPL providers — proven to increase AOV by 20–40% and conversion rate by 15–25%.

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Open Banking APIs

Open banking integrations enabling instant bank transfers, account verification, and cash flow data access — reducing payment processing costs and improving checkout conversion.

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Financial Dashboards

Real-time financial performance dashboards for D2C brands — cash flow, gross margin, contribution margin, and payment analytics built for finance teams.

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Crypto Payment Integration

Non-custodial cryptocurrency payment acceptance for D2C and Web3 brands — supporting Bitcoin, Ethereum, stablecoins, and 100+ crypto assets.

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PCI DSS Compliance

PCI DSS compliance assessment and implementation for ecommerce brands handling cardholder data — ensuring audit readiness and protecting your brand from payment security risks.

150++

Payment integrations delivered

23%

Average checkout conversion improvement

35%

Average AOV increase from BNPL

PCI DSS breaches on client implementations

Frequently Asked Questions

We integrate all major BNPL providers: Klarna, Afterpay/Clearpay, Affirm, Sezzle, Zip, LatitudePay, and regional providers across Southeast Asia, the Middle East, and Latin America. We recommend providers based on your customer demographics and average order value.

We implement payment architectures that minimize PCI DSS scope — using tokenization and hosted payment fields from PCI-compliant payment processors so your servers never handle raw card data. We also provide SAQ-A and SAQ-D compliance documentation support.

Yes. Multi-gateway payment routing with automatic failover is a standard part of our payment architecture — routing transactions to the most cost-effective gateway and automatically failing over to a backup if a gateway experiences issues.

Open banking APIs enable customers to pay directly from their bank account without a card — reducing payment processing fees from 2–3% to under 0.5%, eliminating chargebacks, and providing instant settlement. It also enables account verification and cash flow analysis for credit decisions.

SCALE

Ready to Scale?

Build Your Fintech Solution

From BNPL integration to custom financial dashboards — we deliver payment technology that converts more customers and gives your finance team real-time clarity.

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